| waiting time | masa menunggu | PERNIAGAAN | 
                                                                    
                                        | waiting time distribution | taburan masa menunggu | EKONOMI | 
                                                                    
                                        | waiting time distribution | taburan masa menunggu | PERNIAGAAN | 
                                                                    
                                        | waiver | penepian/pelepasan | PERBANKAN | 
                                                                    
                                        | waiver of coinsurance | penepian insurans bersama | INSURANS | 
                                                                    
                                        | waiver of contribution | penepian sumbangan | TAKAFUL | 
                                                                    
                                        | waiver of contribution benefit | manfaat penepian sumbangan | TAKAFUL | 
                                                                    
                                        | waiver of contribution disability benefit | manfaat penepian sumbangan hilang upaya | TAKAFUL | 
                                                                    
                                        | waiver of cotakaful | penepian takaful bersama | TAKAFUL | 
                                                                    
                                        | waiver of premium | penepian premium | INSURANS | 
                                                                    
                                        | waiver of premium benefit | faedah penepian premium | INSURANS | 
                                                                    
                                        | waiver of premium disability benefit | faedah hilang upaya penepian premium | INSURANS | 
                                                                    
                                        | waiver of restoration contribution | penepian pemulihan sumbangan | TAKAFUL | 
                                                                    
                                        | waiver of restoration premium | penepian pemulihan premium | INSURANS | 
                                                                    
                                        | wakalah | wakalah | TAKAFUL |